How to Join selvrus3
Becoming a member of selvrus3 is simple and rewarding. We welcome individuals and businesses who share our values of financial empowerment and community support.
Eligibility Requirements
- Must be at least 18 years of age
- Resident of our service area (South Janice and surrounding communities)
- Willing to maintain a minimum $5 share account balance
- No adverse banking history (we review applications carefully)
Application Process
- Complete our online membership form or visit our branch at 572 King Freeway
- Provide required identification (government-issued ID and proof of address)
- Make your initial $5 share deposit to establish membership
- Attend a brief orientation session (available in-person or online)
- Receive your membership package with account details and benefits information
Membership Benefits
As a member-owner of selvrus3, you'll enjoy exclusive benefits that go beyond traditional banking services. Our cooperative structure means profits are returned to you, not outside shareholders.
Financial Advantages
- Higher interest rates on savings accounts
- Lower loan rates compared to commercial banks
- Annual profit sharing through patronage dividends
- No hidden fees on basic banking services
- Free financial planning consultations
Community Perks
- Invitations to exclusive financial workshops
- Voting rights in annual meetings
- Access to member-only networking events
- Scholarship opportunities for members' families
- Local business discounts through our partner program
Member Success Stories
Sarah Johnson
Member since 2018
"selvrus3 helped me buy my first home with their low-rate mortgage. The financial education workshops gave me the confidence to manage my budget effectively."
Carlos Mendez
Member since 2015
"As a small business owner, the business checking account and merchant services have saved me thousands. The personal attention from staff makes all the difference."
Frequently Asked Questions
Is there a monthly fee for membership?
No, we don't charge monthly membership fees. Your $5 share deposit establishes your lifetime membership, which remains active as long as you maintain your share account.
Can I join if I have bad credit?
We review each application individually. While credit history is considered, we focus more on your current financial situation and willingness to work toward financial health.
How do I access my accounts?
Members enjoy 24/7 access through our online banking platform, mobile app, phone banking, and of course, our friendly branch staff.
What happens if I move out of the area?
Your membership remains active regardless of where you live. We offer nationwide ATM access and full digital banking services for remote members.
Ready to Become a Member?
Join selvrus3 today and start enjoying the benefits of membership.
